The ‘central route’ may be the best path. ‘You Invest’
What is ‘You Invest’?
On the road to making any long-term investment, it would be prudent to take advice. Holistic financial planning, on one side can incur high fees, in excess of £3,000 for example. On the other side, not taking any advice is free, but could expose you to unnecessary risks and mistakes, which could be costly for your investment.
A focused approach could provide the appropriate level of professional advice, but with appropriately lower costs, helping you make a better return. The ‘central route’ – You Invest.
How does the ‘You Invest’ service work, is it for me?
Do you just want to invest, but want guidance too?
“You Invest” Registration Form
The lower costs of ‘You Invest’ really add up…
Cost
According to ‘Which?’ average percentage of your investment taken as an initial fee by your adviser is 2.4% (10th September 2025) and ongoing fees to monitor its progress and make alterations where necessary 0.8%.
This means with other typical costs, the reduction in yield is around 1.9% per annum.
With You Invest the initial fee is fixed at £299, meaning the amount you invest is irrelevant and you always pay £299. With a £50,000 investment this equates to just 0.6%, much cheaper than 2.4%. The same investment an average would cost £1,200 with a competitor against £299 with ‘You Invest’.
You invest has an ongoing adviser service charge of just 0.35% per year as opposed to the average of 0.8%. You will still have a discretionary service from the leading professionals in the field, chosen independently for you, so your investment will be re-balanced monthly and monitored for progress against a benchmark.
The £50,000 invested example could cost just £175 per year, as opposed to £400 for exactly the same investment.
We will change your provider free of charge if they fail to financially perform above the equivalent benchmark for more than 12 months.
What you get with ‘You Invest’ at a glance;
- Yearly Review with your Adviser (by post) including reports and recommended changes if necessary, should your investment fall below average financial performance
- Regular Statements and Market Views from your provider
- Ability to contact your adviser directly for queries or to make changes from your circumstances
- 24hr provider portal available for immediate valuations and investment breakdown
- Monthly rebalancing of your investment to keep it as effective as possible under changing market conditions
- Access to your investment within typically 10 working days if required (please remember investments should be in place for 5 to 10 years ideally) with no fee
You Invest adviser costs
£299 Flat Fee Initial Costs
0.35% per year of investment value ongoing costs
‘Average’ adviser costs
2.4% of Investment Initial Costs
0.8% per year of investment value ongoing costs
The process to set up ‘You Invest’ is straight forward…
Completing your pack
Register for your pack below with some basic information, which you complete in your own time and then submit to us from here (15 -20 minutes).
We will receive this confidentially and unlike some other sites it will only be sent to us at Manfield Wealth.
Documents are posted
When we receive this, an FCA qualified adviser will be allocated to assess it, complete their research, and possibly make a recommendation for you to invest.
They will call you in person as an introduction, and to ask any additional questions if felt necessary for clarity adding to what you’ve already told us. We can then make a recommendation if suitable, for you to consider in your own time and this will be posted to you.
Guiding you professionally
Your adviser will then call you to discuss their recommendation, the rationale behind it and answer any questions you may naturally have. Once you’re happy, you’re ready to invest
Initial statement for your financial safety
You must consider the following statement;
Investments carry risk and have a recommended minimum term. You should accept that you may lose money and be prepared for this, as well as to invest for a minimum of 5 to 10 years. You should have ‘other’ financial resources available to you throughout the invested period.
If you get stuck, or just need reassurance…
The ‘You Invest’ process is ‘advised’ and as a result offers the full FCA protection afforded to UK investors.
We will telephone you first to discuss our recommendation, ensuring you understand it completely, but at any stage click the link below to ask us a question, or call us directly.
Get in TOuch
Any Queries, Simply Contact us
With a focus on transparency, trust, and long-term partnerships, we offer a full suite of financial consultancy services designed to meet your unique needs and aspirations. Contact us today to discuss how Manfield Wealth can help you take control of your financial future.